APA Style

Gardner, M, J. et al (2000). Managing Financial Institutions : An Asset/Liabilty Approach, 4th Ed. (4). Philadelphia: Dryden.

MLA Style

Gardner, Mona, J.. et al. "Managing Financial Institutions : An Asset/Liabilty Approach, 4th Ed.". 4 Philadelphia: Dryden, 2000. Text.